Free Calculator Library

Finance calculators for loans, taxes, investing, and more.

Browse 125+ browser-based calculators for loans, debt, taxes, investing, real estate, and business. None of your data is saved or sold.

Debt

Loan Payment Calculator

Estimate payments, total interest, and total cost for a general loan.

Debt

Personal Loan Calculator

Estimate payments and total interest for a personal loan.

Debt

Auto Loan Calculator

Estimate auto loan payments, total interest, and total cost.

Debt

Student Loan Calculator

Estimate student loan payments and repayment cost.

Debt

Balloon Loan Calculator

Estimate regular payments for a balloon-style loan with a residual balance assumption.

Debt

Interest-Only Loan Calculator

Estimate interest-only payments and total interest cost.

Debt

HELOC Payment Calculator

Estimate payments and interest for a HELOC balance.

Debt

Loan Term Calculator

Estimate payoff term based on balance, rate, and payment amount.

Debt

Payoff Time Calculator

Estimate how long it will take to pay off a balance at a fixed payment amount.

Debt

Debt Payoff Calculator

Estimate payoff time, interest paid, and total cost for debt.

Debt

Debt Snowball Calculator

Estimate a debt payoff schedule using a debt snowball payment approach.

Debt

Debt Avalanche Calculator

Estimate a debt payoff timeline using a debt avalanche approach.

Debt

Credit Card Payoff Calculator

Estimate how long it takes to pay off a credit card balance.

Debt

Credit Card Interest Calculator

Estimate monthly and annual interest cost for a credit card balance.

Debt

Minimum Payment Calculator

Estimate payoff time if you only make a minimum monthly payment.

Debt

Balance Transfer Savings Calculator

Estimate interest savings from moving a balance to a lower-rate offer.

Debt

Debt Consolidation Calculator

Estimate consolidated payment cost versus existing debt assumptions.

Debt

APR to APY Calculator

Convert APR into APY using compounding frequency.

Debt

Amortization Estimate Calculator

Estimate amortized payments and financing cost.

Debt

Debt-to-Income Calculator

Calculate monthly debt-to-income ratio.

Income

Salary to Hourly Calculator

Convert annual salary into hourly, weekly, and monthly pay.

Income

Hourly to Salary Calculator

Convert hourly pay into annual, monthly, and weekly income.

Income

Take-Home Pay Calculator

Estimate take-home pay after taxes and deductions.

Income

Overtime Pay Calculator

Estimate total pay with regular and overtime hours.

Income

Raise Percentage Calculator

Calculate raise amount and raise percentage between pay levels.

Income

Raise Amount Calculator

Estimate how much a raise changes annual income.

Income

Bonus Tax Calculator

Estimate net bonus after simple withholding assumptions.

Income

Freelance Hourly Rate Calculator

Estimate a freelance hourly rate from income goals and billable hours.

Income

Contractor Day Rate Calculator

Convert an annual target into a contractor day rate.

Income

Paycheck Calculator

Estimate paycheck size from annual pay and deductions.

Income

Annual to Monthly Calculator

Convert annual pay into monthly and weekly estimates.

Income

Monthly to Annual Calculator

Turn monthly income into an annualized salary estimate.

Income

Shift Differential Calculator

Estimate pay with a shift differential percentage added to base pay.

Income

Commission Calculator

Estimate commissions from sales and commission rate assumptions.

Income

Sales Commission Calculator

Estimate total sales commission earnings.

Income

Quota Attainment Calculator

Estimate quota attainment percentage and implied earnings.

Income

Double Time Pay Calculator

Estimate gross pay when some hours are paid at double time.

Income

Weekend Pay Calculator

Estimate pay from weekend shifts and premium rates.

Income

Blended Hourly Rate Calculator

Estimate an average hourly rate across multiple work rates.

Income

Side Hustle Tax Calculator

Estimate what a side-hustle may leave after taxes.

Investing

Compound Interest Calculator

Calculate future value from starting balance, return, years, and compounding frequency.

Investing

Savings Growth Calculator

Estimate how savings can grow with deposits and interest.

Investing

Future Value Calculator

Estimate future portfolio value from contributions and return assumptions.

Investing

Present Value Calculator

Estimate today’s value of a future amount at a chosen discount rate.

Investing

CAGR Calculator

Estimate compound annual growth rate from a start value and end value.

Investing

Simple Interest Calculator

Estimate simple interest from principal, rate, and time.

Investing

Rule of 72 Calculator

Estimate doubling time from an annual growth rate.

Investing

Retirement Savings Calculator

Estimate retirement savings growth from recurring contributions.

Investing

FIRE Number Calculator

Estimate the nest egg target needed for a withdrawal-based retirement plan.

Investing

Dividend Income Calculator

Estimate annual dividend income from invested capital and dividend yield.

Investing

Dividend Yield Calculator

Estimate dividend yield from annual dividends and share value.

Investing

Stock Average Cost Calculator

Estimate average cost basis after buying shares at different prices.

Investing

Lump Sum Growth Calculator

Project the growth of a single investment amount over time.

Investing

Recurring Investment Calculator

Project recurring contributions into an investment account.

Investing

Inflation-Adjusted Return Calculator

Estimate a real return after inflation.

Investing

Real Rate of Return Calculator

Estimate investment return after inflation drag.

Investing

Portfolio Return Calculator

Estimate overall portfolio return using starting value and ending value.

Investing

Risk Reward Calculator

Estimate reward-to-risk ratio for an investment or trade.

Investing

Target Savings Calculator

Estimate recurring savings needed to reach a financial target.

Investing

NPV Calculator

Calculate net present value by discounting future cash flows to today's dollars.

Investing

ROI Calculator

Calculate return on investment from stocks, real estate, or any investment.

Investing

Net Worth Calculator

Calculate total net worth from all assets and liabilities.

Investing

College Savings Calculator

Estimate monthly savings needed to fund college using a 529 or investment account.

Investing

401(k) Calculator

Project your 401(k) balance at retirement including employer match contributions.

Investing

Emergency Fund Calculator

Estimate the savings target for an emergency fund.

Real Estate

Mortgage Payment Calculator

Estimate monthly mortgage payment, interest, and financing cost.

Real Estate

Refinance Calculator

Estimate refinance payment and break-even economics.

Real Estate

Extra Payment Mortgage Calculator

Estimate mortgage payment acceleration with extra payments.

Real Estate

Mortgage Affordability Calculator

Estimate an affordable mortgage amount from income and ratios.

Real Estate

Rent vs Buy Calculator

Compare rough ownership and renting economics using housing assumptions.

Real Estate

Cap Rate Calculator

Estimate cap rate and gross rent multiplier for a property.

Real Estate

Cash-on-Cash Return Calculator

Estimate cash-on-cash return for a rental property.

Real Estate

DSCR Calculator

Estimate debt service coverage ratio for a property.

Real Estate

Rental Property ROI Calculator

Estimate return metrics for a rental property.

Real Estate

Closing Cost Calculator

Estimate closing costs from purchase price and rate assumptions.

Real Estate

Property Tax Calculator

Estimate annual property taxes from home value and tax rate.

Real Estate

Price per Square Foot Calculator

Estimate price per square foot.

Real Estate

Price to Rent Ratio Calculator

Estimate price-to-rent ratio for local housing markets.

Real Estate

House Hacking Calculator

Estimate house hacking cash flow from rent offsets.

Real Estate

Refinance Break-Even Calculator

Estimate how long refinance savings take to cover costs.

Real Estate

Down Payment Calculator

Estimate down payment amount from price and percent.

Real Estate

Rent Affordability Calculator

Estimate affordable rent from income and budget ratios.

Real Estate

Landlord Cash Flow Calculator

Estimate landlord cash flow after vacancy and expenses.

Real Estate

Vacancy Loss Calculator

Estimate annual vacancy loss from rent and vacancy rate.

Real Estate

Gross Rent Multiplier Calculator

Estimate gross rent multiplier from property price and rent.

Business

Break-Even Calculator

Estimate units and revenue needed to break even.

Business

Markup & Margin Calculator

Estimate markup, margin, and selling price.

Business

Profit Margin Calculator

Estimate profit margin from revenue and costs.

Business

Gross Profit Calculator

Estimate gross profit and gross margin.

Business

Net Profit Calculator

Estimate net profit after operating expenses and taxes.

Business

Pricing Calculator

Estimate list price, sale price, and final price.

Business

Contribution Margin Calculator

Estimate contribution margin and margin ratio.

Business

Customer Acquisition Cost Calculator

Estimate CAC from spend and acquired customers.

Business

Lifetime Value Calculator

Estimate customer lifetime value from revenue and retention assumptions.

Business

LTV:CAC Ratio Calculator

Estimate LTV-to-CAC ratio.

Business

Churn Rate Calculator

Estimate churn rate from customer counts.

Business

Conversion Rate Calculator

Estimate conversion rate from visits and conversions.

Business

Average Order Value Calculator

Estimate average order value from revenue and orders.

Business

ROAS Calculator

Estimate return on ad spend from ad-driven revenue and spend.

Business

Inventory Turnover Calculator

Estimate inventory turnover from COGS and average inventory.

Business

Burn Rate Calculator

Estimate monthly burn rate from spend and revenue.

Business

Runway Calculator

Estimate cash runway from cash balance and burn rate.

Business

Payback Period Calculator

Estimate payback period from upfront cost and monthly benefit.

Business

Working Capital Calculator

Estimate working capital from current assets and liabilities.

Business

Gross Margin Return on Investment Calculator

Estimate GMROI from gross margin and average inventory cost.

Tax & Budget

Sales Tax Calculator

Estimate tax amount and total after sales tax.

Tax & Budget

Percentage Calculator

Estimate percentage relationships and percentage-of-base amounts.

Tax & Budget

Tip Calculator

Estimate tip amount and final total from bill and tip rate.

Tax & Budget

Discount Calculator

Estimate discount savings and final price after discounts.

Tax & Budget

Unit Price Calculator

Estimate cost per unit and compare package values.

Tax & Budget

Grocery Budget Calculator

Estimate a monthly grocery budget from household inputs.

Tax & Budget

50/30/20 Budget Calculator

Split monthly income into needs, wants, and savings targets.

Tax & Budget

Zero-Based Budget Calculator

Allocate monthly income into planned budget buckets.

Tax & Budget

Sinking Fund Calculator

Estimate periodic savings needed for a future expense.

Tax & Budget

Subscription Cost Calculator

Estimate monthly and annual costs for multiple subscriptions.

Tax & Budget

Utility Cost Calculator

Estimate utility spending from monthly amounts and tax.

Tax & Budget

Fuel Cost Calculator

Estimate fuel cost from distance, mpg, and fuel price assumptions.

Tax & Budget

Road Trip Cost Calculator

Estimate trip fuel cost and total trip spend.

Tax & Budget

Budget Surplus Calculator

Estimate monthly surplus after planned expenses.

Tax & Budget

Savings Rate Calculator

Estimate savings rate from income and savings amounts.

Tax & Budget

Tax Bracket Estimator

Estimate taxes using a simple effective rate assumption.

Tax & Budget

Effective Tax Rate Calculator

Estimate effective tax rate from income and taxes paid.

Tax & Budget

Self-Employment Tax Calculator

Estimate self-employment tax from net earnings.

Tax & Budget

VAT Calculator

Estimate VAT amount and VAT-inclusive or VAT-exclusive total.

Tax & Budget

Reverse Sales Tax Calculator

Back out pre-tax price from a tax-inclusive total.