How does recurring investing build wealth?

Regular contributions benefit from compound growth and dollar-cost averaging. Even $200/month at 8% return over 30 years grows to over $290,000. Early and consistent contributions matter most.

Dollar-Cost Averaging Calculator

Project the value of regular monthly contributions (dollar-cost averaging) with compound returns over time.

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Monthly contribution ($)

Annual return (%)

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Initial investment ($)

About This Calculator

Dollar-cost averaging — investing a fixed amount at regular intervals — is one of the most effective strategies for building wealth because it removes the temptation to time the market. This calculator projects the value of consistent monthly contributions compounded over time.

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

portfolio value = initial×(1+r)^N + contribution×((1+r)^N − 1)/r where r = monthly rate, N = months; total contributed = contribution×N + initial; investment growth = portfolio value − total contributed