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Savings Goal Calculator
Estimate recurring savings needed to reach a financial target.
About This Calculator
Whether you're saving for a house, a car, an emergency fund, or any other goal, this calculator tells you exactly how much you need to save each month to reach your target on time — accounting for interest earned along the way.
Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.
monthly needed = (goal − FV_current) × r ÷ ((1+r)^N − 1) where FV_current = current × (1+r)^N, r = annual rate ÷ 12, N = years × 12; total contributions = monthly × N; interest earned = goal − current − total contributions
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