How do I calculate my paycheck?

Start with gross pay, subtract pre-tax deductions (401k, HSA), calculate taxes on remaining taxable income, then subtract post-tax deductions. Federal income tax, Social Security, and Medicare are the main withholdings.

Paycheck Calculator

Estimate your net paycheck amount after taxes and retirement contributions at any pay frequency.

This tool runs in your browser. None of your data is saved or sold.

Annual salary ($)

Pay frequency

Federal tax rate (%)

State tax rate (%)

401k / retirement contribution (%)

Other deductions ($)

About This Calculator

This calculator estimates your net paycheck at any pay frequency — weekly, biweekly, semi-monthly, or monthly. It accounts for federal and state income tax, FICA, and 401k contributions to give you a reliable take-home figure for budgeting.

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

gross per check = annual ÷ frequency; net = gross − 401k − taxes − FICA per check