How can I track subscription costs?

List all monthly and annual subscriptions, convert everything to a monthly cost, and add them up. Most households spend $200–$400/month on subscriptions without realizing it. Annual billing often saves 10–20%.

Subscription Cost Calculator

Estimate monthly and annual costs for multiple subscriptions.

This tool runs in your browser. None of your data is saved or sold.

Monthly cost per subscription ($)

Number of subscriptions

Annual discount (%)

Tax (%)

About This Calculator

Subscription creep is real — small monthly charges accumulate invisibly. This calculator converts recurring subscriptions to an annual total and shows how much you'd save by switching to annual billing. It's useful for periodic 'subscription audits' to see what you're actually paying.

Estimates only — not financial, tax, legal, or investment advice. Verify important results with a qualified professional before making decisions.

monthly = cost × count × (1+tax); annual plan = cost × count × 12 × (1−discount) × (1+tax); savings = monthly×12 − annual plan